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Product Matrices and Guidelines
2000 - American Programs
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Product Matrix
Product Guidelines
2000 - American Non-Conforming Fixed Rate Full Doc
(07-20-10)
2001 – American FHA Insured Fixed with Jumbo option
(08-10-10)
2002 – American FHA Insured 3 Year
(08-24-10)
Product Retired 9/1/10
2003 – American FHA Insured 5 Year
(08-24-10)
Product Retired 9/1/10
2000 - American Non-Conforming Fixed Rate
(07-20-10)
2001 – American FHA Insured Fixed with Jumbo option
(08-10-10)
2002 – American FHA Insured 3 Year
(08-24-10)
Product Retired 9/1/10
2003 – American FHA Insured 5 Year
(08-24-10)
Product Retired 9/1/10
1000 - Choice Programs
(Temporarily Suspended)
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Product Matrix
Product Guidelines
1000 - Choice Conforming 3/1, 5/1, & 7/1 LIBOR ARMS Full Doc
(05-03-10)
1001 - Choice FHA Insured Fixed/3YR
(08-03-10)
1002 - Choice VA Guaranteed Fixed
(05-03-10)
1000 - Choice Conforming LIBOR ARMS
(07-20-10)
1001 - Choice FHA Insured Fixed/3YR
(06-29-10)
1002 - Choice VA Guaranteed Fixed
(06-18-10)
200 - FHLMC Programs
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Product Matrix
Product Guidelines
200 - FHLMC Fixed Conforming
(08-03-10)
203 - FHLMC Home Possible
(05-03-10)
200 - FHLMC Fixed Conforming
(07-20-10)
203 - FHLMC Home Possible Conforming Fixed
(07-20-10)
100 - FNMA Programs
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Product Matrix
Product Guidelines
100 - FNMA Conforming Fixed
(05-03-10)
100 - FNMA Conforming Fixed
(07-20-10)
300 - Government Programs
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Product Matrix
Product Guidelines
306 - VA Guaranteed Fixed
(08-19-10)
306 - VA Guaranteed Fixed
(08-30-10)
308 – FHA Insured Fixed HUD Owned Properties With Down Payment Initiative
(06-29-10)
400 - Majestic Programs
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Product Matrix
Product Guidelines
405 - Majestic USDA Rural Housing
(05-03-10)
405 - Majestic USDA Rural Housing
(08-05-10)
800 - Quality (Wholesale Only)
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Product Matrix
Product Guidelines
800 - Quality Non-Conforming Fixed/3 YR/5 YR/7 YR/10 YR LIBOR ARMS
(05-03-10)
801 – Quality Conforming Fixed with FNMA High Balance Option
(08-03-10)
802 – Quality Conforming LIBOR ARMs
(08-03-10)
803 – Quality FHA Insured Fixed & 3 Year with High Balance Option
(08-24-10)
804 - Quality FHA Insured 5 Year
(08-24-10)
Product Retired 9/1/10
800 - Quality Non-Conforming Fixed/3 YR/5 YR/7 YR/10 YR LIBOR ARMS
(08-02-10)
801 – Quality Conforming Fixed with FNMA High Balance Option
(08-30-10)
802 – Quality Conforming LIBOR ARMs
(08-30-10)
803 – Quality FHA Insured Fixed & 3 Year ARM with High Balance Option
(08-30-10)
804 - Quality FHA Insured 5 Year ARM
(08-24-10)
Product Retired 9/1/10